4 Mortgage Options For A Low Down Payment

There are a lot of people that would love to buy a house right now, but think they can’t because they don’t have the traditional 20 percent needed for a down payment. Luckily, there are some lesser known mortgage options that allow you still buy your own home, even ifRead More →

4 Ways To Save A House Deposit In Just 12 Months

If you have always dreamed of white picket fences and a golden retriever, you’ll be happy to know it’s possible to save up enough to buy a house in just 12 months depending on how disciplined you are. In fact, there are certain techniques that anyone can use to stashRead More →

6 Things To Know Before You Take Out A Mortgage

With a term of anywhere between 10 and 50 years, a mortgage is the largest single financial transaction most people perform in their lifetime. With so much money (and time) on the line, it’s crucial that you do your due diligence. So before you sign on the dotted line, doRead More →

Top Five Ways Bad Credit Scores Harm People

If you need reminding regarding the importance of keeping your credit scores high, this article is a quick reminder of the harms that low credit score can inflict in your personal financial life. Here are the top five ways that a bad credit score can harm you. 1. You MightRead More →

How To Improve Your Credit Score In 3 to 6 Months

Wondering the best way to improve your credit score? Raising your credit score could have beneficial impacts – like better rates on future credit or investing in a house. A person’s credit score is influenced by debts as well as payment behaviors. However, improving credit scores within several months oughtRead More →

6 Tips For Fixing Your Credit After Foreclosure

While you may be looking for a magical formula to fix your credit after a foreclosure, the hard reality is that it takes time. A foreclosure or bankruptcy is the worst predicament a homeowner has to go through financially. After the 2007-08 housing crisis, millions of homeowners found themselves underwater.Read More →