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Refinance and Mortgage Encyclopedia - margin

Margin

A percentageA part of a whole, expressed in hundredths. For example 99 percent of a pie equals 99 pieces of the pie. added to the indexThe measure of interest rate changes that the lender uses to decide how the interest rate on an ARM for an ARMSee: adjustable rate mortgage. to establish the interest rateThe simple interest rate, stated as a percentage, charged by a lender on the principal amount of borrowed on each adjustment dateThe date on which the interest rate changes for an adjustable-rate mortgage (ARM)..

margin

An account in which a customerUser of health care services, such as patients getting care or providers getting support services from purchases securitiesFinancial forms that shows the holder owns a share or shares of a company (stocks) or has loaned money on creditThe ability of a person to borrow money, or buy good by paying over time. Credit is extended based on extended by a broker-dealerA firm that functions both as a broker by bringing buyers and sellers together and as a dealer by taking. RulesThe principles for governing an exchange. In some exchanges, rules are adopted by a vote of the membership, of the Federal Reserve BoardThe governing body of the Federal Reserve System (12 regional federal banks monitoring the commercial and FINRA govern margin accounts.

Margin

For an adjustable-rate mortgageThe interest rates charged on these mortgages are tied to an interest-rate index. If the interest rate (ARMSee: adjustable rate mortgage.), the amount that is added to the indexThe measure of interest rate changes that the lender uses to decide how the interest rate on an ARM to establish the interest rateThe simple interest rate, stated as a percentage, charged by a lender on the principal amount of borrowed on each adjustment dateThe date on which the interest rate changes for an adjustable-rate mortgage (ARM)., subject to any limitationsThese are exclusions, exceptions, or reductions of coverage in an insurance policy. on the interestThis is the amount that is imposed when payment is remitted after the due date. rateThe pricing factor upon which the insurance buyer's premium is based. changeThe tendency of the social and economic forces affecting supply and demand to alter over time, thus.

margin

Margin is the minimum amount of collateralSomething pledged as security for a debt., in either cashMoney or its equivalent (checks, banknotes, etc.). or securitiesFinancial forms that shows the holder owns a share or shares of a company (stocks) or has loaned money, an investorOne who invests. must have in his accounts to trade in certain investmentThe utilization of money in the expectation of future returns in the form of income or capital gain. instruments. The margin is also the difference between the market valueThe current or prevailing price of a security or commodity as indicated by current market quotations, of an investment instrumentAny writing having legal form and significance, such as a deed, mortgage, will, lease, etc. and the loanTransfers for which the recipient incurs a legal debt and repayment is required over time, with or without a brokerLicensed insurance salesperson who obtains quotes and plan information from multiple sources for clients. makes to the investor in order to purchase the investment.

Margin

Percentage added to an indexThe measure of interest rate changes that the lender uses to decide how the interest rate on an ARM by a loanTransfers for which the recipient incurs a legal debt and repayment is required over time, with or without company to determine the interest rateThe simple interest rate, stated as a percentage, charged by a lender on the principal amount of borrowed; often used in conjunction with ARMSee: adjustable rate mortgage.'s.)

Margin

The amount (expressed as a percentageA part of a whole, expressed in hundredths. For example 99 percent of a pie equals 99 pieces of the pie.) added to the indexThe measure of interest rate changes that the lender uses to decide how the interest rate on an ARM for an Adjustable Rate MortgageAdjustable-Rate Mortgages (ARMs) offer an interest rate that adjusts periodically to keep it in line (ARMSee: adjustable rate mortgage.) to establish the interest rateThe simple interest rate, stated as a percentage, charged by a lender on the principal amount of borrowed on each adjustmentAn agreement to release a debtor from liability generally upon receipt of an initial lump sum representing rateThe pricing factor upon which the insurance buyer's premium is based.. For example, if the index rate is 6%, and the fully indexed rate is 8.75%, the margin is 2.75%.

margin

The amount a lenderThe entity that provides loan funds to the borrower. Depending on the type of loan, the lender may be adds to the indexThe measure of interest rate changes that the lender uses to decide how the interest rate on an ARM of an adjustable rate mortgageAdjustable-Rate Mortgages (ARMs) offer an interest rate that adjusts periodically to keep it in line to establish an adjusted interest rateThe simple interest rate, stated as a percentage, charged by a lender on the principal amount of borrowed. For example, a margin of 1.50 added to a 7 percent index establishes an adjusted interestThis is the amount that is imposed when payment is remitted after the due date. rateThe pricing factor upon which the insurance buyer's premium is based. of 8.50 percent.

Margin

The amount of money or collateralSomething pledged as security for a debt. deposited by a customerUser of health care services, such as patients getting care or providers getting support services from with his brokerLicensed insurance salesperson who obtains quotes and plan information from multiple sources for clients., by a broker with a clearing memberA member of a clearing organization. All trades of a non-clearing member must be processed and eventually, or by a clearingThe procedure through which the clearing organization becomes the buyer to each seller of a futures memberAn enrollee, beneficiary, or insured. A member includes people who enroll or subscribe to a health insurance with a clearing organizationAn entity through which futures and other derivative transactions are cleared and settled. It is also. The margin is not partial paymentA payment that is not sufficient to cover the scheduled monthly payment on a mortgage loan. on a purchase. Also calledAnother term for exercised when an option is a call. In the case of an option on a physical, the writer Performance BondSee Margin.. (1) Initial marginCustomers' funds put up as security for a guarantee of contract fulfillment at the time a futures market is the amount of margin required by the broker when a futuresSee Futures Contract. positionAn interest in the market, either long or short, in the form of one or more open contracts. is opened; (2) Maintenance marginSee Margin. is an amount that must be maintained on depositThe amount of money you put down on a house to hold it. at all times. If the equityThe value of a property beyond any liens against it. Also referred to as owner's interest. in a customer's account drops to or below the level of maintenance margin because of adverse priceThe dollar amount that was offered, asked, or actually paid for a property. movement, the broker must issueA specific identified issue of securities (e.g., "Water and Sewer Revenue Demand Bonds, Series 1983"). a margin call(1) A request from a brokerage firm to a customer to bring margin deposits up to initial levels; (2) to restore the customer's equity to the initial level. See Variation MarginPayment made on a daily or intraday basis by a clearing member to the clearing organization based on. Exchanges specify levels of initial margin and maintenance margin for each futures contractAn agreement to purchase or sell a commodity for delivery in the future: (1) at a price that is determined, but futures commissionThis is the portion of the premium the agent or broker keeps as compensation for sales, service, and merchants may require their customers to post margin at higher levels than those specified by the exchangeWhen ownership of like-kind properties are transferred between two or more owners; can result in postponement. Futures margin is determined by the SPANAs developed by the Chicago Mercantile Exchange, the industry standard for calculating performance bond margining systemAnother name often used for CalPERS or the California Public Employees’ Retirement System., which takes into account all positions in a customer’s portfolioThe mix and composition of an investor's holdings among different classes of assets, such as bonds,.

Margin

The number of percentageA part of a whole, expressed in hundredths. For example 99 percent of a pie equals 99 pieces of the pie. pointsSee Discount Points. the lenderThe entity that provides loan funds to the borrower. Depending on the type of loan, the lender may be adds to the indexThe measure of interest rate changes that the lender uses to decide how the interest rate on an ARM rateThe pricing factor upon which the insurance buyer's premium is based. to calculate the ARMSee: adjustable rate mortgage. interest rateThe simple interest rate, stated as a percentage, charged by a lender on the principal amount of borrowed at each adjustmentAn agreement to release a debtor from liability generally upon receipt of an initial lump sum representing.

Margin

The number of percentageA part of a whole, expressed in hundredths. For example 99 percent of a pie equals 99 pieces of the pie. pointsSee Discount Points. the lenderThe entity that provides loan funds to the borrower. Depending on the type of loan, the lender may be adds to the indexThe measure of interest rate changes that the lender uses to decide how the interest rate on an ARM rateThe pricing factor upon which the insurance buyer's premium is based. to calculate the interest rateThe simple interest rate, stated as a percentage, charged by a lender on the principal amount of borrowed of an adjustable-rate mortgageThe interest rates charged on these mortgages are tied to an interest-rate index. If the interest rate (ARMSee: adjustable rate mortgage.) at each adjustmentAn agreement to release a debtor from liability generally upon receipt of an initial lump sum representing.
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