Disability

A physical or a mental impairment that substantially limitsThe maximum amount of benefit the insurance company will pay for a given situation or occurrence. Limits one or more major life activities of an individualA person as defined.. It may be partial or total. (See Partial DisabilityThe result of an illness or injury which prevents an Insured from performing one or more of the functions; Total DisabilityGenerally, a disability that prevents insureds from performing all occupational duties.)

Disability

An inability to substantially perform the duties of your job due to illness or injury, which is determined to be permanent or of an extended and uncertain durationThe number of years it will take to receive the present value of all future payments on a security to.