Credit Bureaus

or “consumerAny natural person obligated or allegedly obligated to pay a debt incurred for personal, family or household use. reporting agencies,” are companies that compile credit reportsor “consumer reports,” contain information about your credit worthiness. Information is kept on file, and supplyA schedule showing the amount of a good or service that would be offered for sale at various prices creditThe ability of a person to borrow money, or buy good by paying over time. Credit is extended based on information to businesses upon request.